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Tax & Wealth
Advisory

Structuring your Greek investment for maximum tax efficiency — from non-dom regimes to lump-sum taxation and cross-border wealth planning.

Greece offers some of Europe's most compelling tax incentives for foreign investors. We make sure you use every one.

Beyond the Golden Visa itself, Greece has introduced a series of preferential tax regimes designed to attract high-net-worth individuals and foreign retirees. These include a non-domicile flat-tax regime, a lump-sum tax for foreign pensioners, and favourable treatment of foreign-source income for new tax residents.

Saint Law Firm works alongside specialist tax advisors to ensure your investment structure, tax residency status, and wealth holdings are optimised from the outset — preventing costly errors that are difficult to unwind once residency is established.

Key Advisory Areas
01

Non-Domicile Flat Tax Regime

Greece's Article 5A regime allows qualifying new tax residents to pay a flat annual tax of €100,000 on all foreign-source income, regardless of amount. We assess eligibility and manage the application process.

02

Foreign Pensioner Lump-Sum Tax

Foreign retirees who transfer their tax residence to Greece may qualify for a flat 7% annual tax rate on all foreign-source pension and retirement income. We advise on the conditions, treaty implications, and application procedure.

03

Greek Property Tax Optimisation

We advise on the most tax-efficient ownership structure for your qualifying property — individual, joint, or through a corporate entity — factoring in transfer tax, ENFIA, rental income tax, and eventual capital gains exposure.

04

Tax Residency Planning

We coordinate the transfer of tax residency to Greece where beneficial — managing the Greek tax registration process, advising on treaty positions with your home country, and structuring the transition to minimise double-taxation exposure.

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Cross-Border Wealth Structuring

For clients with assets across multiple jurisdictions, we coordinate with international advisors to review holding structures, trust arrangements, and company ownership in light of Greek tax residency — ensuring global compliance.

06

Annual Greek Tax Compliance

We coordinate ongoing Greek personal and property tax filing obligations — annual income tax returns, ENFIA declarations, and any reporting requirements arising from the non-dom or lump-sum regimes.

€100K
Non-Dom Annual Tax
A single flat payment covers all foreign-source income under Greece's non-domicile regime — regardless of the total amount earned globally.
7%
Pensioner Flat Rate
Foreign retirees transferring tax residence to Greece may pay just 7% on all foreign-source pension income — one of the lowest rates in Europe.
15yr
Max Non-Dom Duration
The non-domicile regime can be maintained for up to 15 years, providing long-term tax planning certainty for qualifying investors.
Why Saint

Legal-Tax Coordination

We bridge the gap between immigration law and tax planning — a gap where costly mistakes are often made. Our approach ensures your visa structure and tax structure are always aligned.

Trusted Specialist Network

We work with a curated network of Greek tax lawyers and international advisors who specialise in cross-border residency matters — not generalist accountants unfamiliar with Golden Visa nuances.

Pre-Move Tax Review

We advise clients before they relocate or make their investment — identifying tax exposures and opportunities in their home country that need to be addressed before Greek residency is established.

Regime Eligibility Assessment

Not every investor qualifies for every regime. We conduct a thorough eligibility analysis upfront — so you know precisely which benefits you can access and how to structure your affairs to qualify.

Structure your investment wisely.

A 30-minute tax planning consultation can save years of unnecessary liability.